Data Aggregation Portal

Every account,
one clear view.

Monarch Money connects all your financial accounts — investments, bank accounts, credit cards, loans, and real estate — into a single, beautifully organized dashboard. Track spending, monitor net worth, and see your complete financial picture in real time.

About the Platform

The complete picture of your financial life

Monarch is your financial aggregation hub — it pulls in data from thousands of financial institutions and organizes everything into a clean, intuitive interface. Your Pine Valley advisor uses it alongside your planning tools to keep your full picture in view at all times.

Connects to 11,000+ financial institutions automatically
Real-time net worth tracking across all accounts
Spending categorization and budget management
Collaborative access — share with your advisor or spouse

What You Can Do

Everything you need to stay on top of your money

Net Worth Tracking

Watch your net worth grow over time with a live dashboard that aggregates all assets and liabilities — investments, real estate, loans, and more — in one number.

Investment Monitoring

See all your investment accounts in one place — performance, allocation, and balances — regardless of where they're held. No more logging into multiple platforms.

Spending & Budgets

Automatically categorize transactions and set monthly budgets by category. Understand exactly where your money goes and spot patterns that matter.

Account Aggregation

Connect bank accounts, brokerage accounts, credit cards, mortgages, HSAs, 401(k)s, and more — Monarch syncs with 11,000+ institutions automatically.

Collaborative Access

Share your Monarch dashboard with your Pine Valley advisor and your spouse. Everyone stays on the same page — with the right level of access for each person.

Custom Reports

Generate cash flow reports, income summaries, and spending breakdowns across any time period. Export clean data for tax prep, planning reviews, and more.

Spending & Budgets

Know where every dollar is going

Monarch automatically categorizes every transaction across all your accounts — groceries, dining, travel, subscriptions — and rolls it up into a clear monthly spending picture. Set budgets per category and see how you're tracking in real time.

Automatic transaction categorization across all linked accounts
Custom budget targets by spending category
Month-over-month trend tracking and rollup reporting
Alerts when you're approaching budget limits

Investment Monitoring

All your investments, one dashboard

Whether you hold accounts at Schwab, Altruist, a former employer's 401(k), or a personal brokerage — Monarch pulls them all together. See your total portfolio balance, allocation, and performance without logging into multiple platforms.

Aggregates all investment accounts regardless of custodian
Real-time balances and performance tracking
Holdings breakdown and asset allocation at a glance
Complements your RightCapital plan with live account data

Full Financial Picture

Your advisor sees what you see

When you share your Monarch dashboard with your Pine Valley advisor, they see your complete financial picture — not just the accounts we manage. That means better advice, sharper planning conversations, and decisions made with full context.

Open Monarch Money →

Every account,one clear view.